Dear Carrie: Everyone I know seems to be setting up a living trust, even my friends who aren’t that wealthy. My husband and I have wills, but that’s it. How […]
Author Archives: By Carrie Schwab-Pomerantz, Creators Syndicate
Retirement Cash Reserves: What About a HELOC?
Dear Carrie: Everyone advises the newly retired person to keep a cash reserve on hand for emergencies. Makes sense! I have a home equity line of credit, which I have […]
Filing for Ex-Spousal Social Security Benefits
Dear Carrie: I’m turning 65 in a few months and getting close to retiring. My ex is also turning 65, and as far as I know, he’s still working. I […]
Can You Spend Money on Fun Without Feeling Guilty?
Dear Carrie: I’m feeling a little overwhelmed by all the things I need to save for. From retirement and emergency funds to my son’s college account and home repairs — […]
This Is What Marriage Equality Looks Like — For Your Finances
Dear Readers: When it comes to money, marriage changes things — a lot. From owning property to retirement planning to estate planning to filing taxes, the rules are different — […]
Should You Care About Rising Interest Rates?
Dear Carrie: It seems pretty clear that after many years of below-normal levels, interest rates are about to start climbing. What does this mean for my investments and for my […]
Portfolio Blues: Should I Stay in the Market or Get Out While I’m Ahead?
Dear Readers: When the stock market plummeted in 2008, I got a lot of questions about the wisdom of investing in stocks. Now that the market has had a pretty […]
Social Security Questions: Where Can You Get Good Advice?
Dear Carrie: After reading guidebooks touting the benefits of taking Social Security early, I don’t trust the Social Security Administration office to give me good advice or correct information. Instead, […]
Will You Have to Pay Capital Gains Taxes on the Sale of Your Home?
Dear Carrie, Two and a half years ago my husband and I moved from a home we had owned and lived in for ten years. At that time we bought […]
Welcome to the Real World: Personal Finance Tips for New Grads
Dear Carrie: My daughter just graduated from college. Although she took several economics classes, she really doesn’t have a clue about handling her own money. How can I help her […]
