Demystifying health coverage and navigating annual enrollment in the health exchange program

(BPT) – 2020 has been a year like no other. It’s easy to get distracted from our day-to-day lives and responsibilities when there always seems to be a new update related to COVID-19, election results and everything in between. Nevertheless, it is important to be aware of the annual healthcare coverage enrollment period happening now. It is time to secure healthcare coverage and choose a plan that works for you and your family. The deadline to select a plan in most states is Dec. 15 (Jan. 15 in Colorado). You can also enroll outside of this timeframe if you experience certain life events that qualify you for a special enrollment period (SEP).

Last year, approximately 11.4 million people either selected or re-enrolled in a healthcare plan through the exchange program. Furthermore, a report from the Commonwealth Fund estimates that nearly eight million workers have lost jobs with employer-sponsored coverage as of June. Factoring in dependents, this created a healthcare coverage need for 14.6 million Americans in the first four months of the pandemic alone (March-June). With this record level of unemployment, the need for affordable, reliable and accessible healthcare coverage through state-run healthcare exchange plans is more important than ever.

Almost anyone can get covered through a healthcare exchange program. To be eligible you must live in the United States, be a U.S. citizen or national and cannot be incarcerated. However, if you qualify for Medicare or Medicaid, those options may be a better fit for you. And if you have coverage options through your employer, it’s really up to you to decide between that coverage or the plans offered on the exchange.

How to find affordable, reliable and accessible healthcare

With a UnitedHealthcare Exchange plan, you’ll know you will be covered when you need care. UnitedHealthcare plans provide essential coverage along with the affordability of the healthcare exchange.

These plans offer up to three visits and preventative care at no additional cost, as well as low-cost prescriptions. Additionally, they offer access to many healthcare providers, enabling you to easily reach your preferred doctor quickly.

UnitedHealthcare believes that everyone deserves affordable coverage that comes along with expert guidance and support. Call 1-800-806-0451 (TTY 711) or visit for more information.

UnitedHealthcare has customer service representatives available to help you choose the right plan to fit your needs. From digital care options to personalized support, UnitedHealthcare Exchange plans can help you get the care you need when you need it.

During this time of economic uncertainty amidst a global pandemic, it’s more important than ever to ensure you have healthcare coverage that meets your needs. Hundreds of thousands of Americans have signed up for new plans in the past few months. Make sure you understand your options and select a plan that works for you.

Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete coverage details, contact your insurance agent or UnitedHealthcare.

Medical plan coverage offered by UnitedHealthcare of Arizona, Inc., Optimum Choice, Inc., UnitedHealthcare of Wisconsin, Inc., UnitedHealthcare of Oregon, Inc. and UnitedHealthcare Insurance Co. Administrative Services provided by United HealthCare Services, Inc. or their affiliates.