FILE - Youngstown City Health Department worker Faith Terreri grabs two at-home COVID-19 test kits to be handed out during a distribution event, Dec. 30, 2021, in Youngstown, Ohio. Starting Saturday, private health insurers will be required to cover up to eight home COVID-19 tests per month for those on their plans, the Biden administration announced Monday, as it looks to lower costs and make testing for the virus more convenient amid rising frustrations. (AP Photo/David Dermer, File)

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